Loans

Auto Loans

New Auto Loan

Qualified applicants can borrow up to 100% of the vehicles list price with a variety of terms and rates to suit their needs. Loan terms range up to 72 months.

Used Auto Loan

Let us help you get behind the wheel faster! Finance your used vehicle up to 100% of the J.D. Power value. Terms range up to 60 months.

Indirect Lending

The Indirect Lending department at CCNCU offers local dealerships a convenient lending option while ensuring our members receive the same quality service they would expect at any of our branches.

So whether you're shopping for an automobile, motorcycle, ATV or a snowmobile, just tell your dealer that you want to finance with Cooperative Choice Network Credit Union.

Gap Insurance

Essential protection for your vehicle – and your finances. If you find you owe more on your loan than your insurance will pay, we’re here to help with low-cost GAP insurance.

Auto Loan Rates

New car

Personal Loans

Unexpected expenses can happen. Whether you’re looking to pay off high interest credit cards or to finance an upcoming event, we have a personal loan to fit your situation.

We offer competitive interest rates to help you cover just about any need. Your good credit and signature guarantee the loan. Our local and responsive team can help you access cash when you need it.

Personal Loan Rates

Home Equity Line of Credit

Our open-end adjustable-rate Home Equity line of credit allows you to utilize the maximum equity available from your home when you need a larger dollar amount. Apply for a specific amount and access the funds by direct transfer in to your account. As you pay the loan down, the money becomes available for you to use again without the hassle of going through another application process. Best of all, there are NO FEES!

Good to know:

You must reside in the home you are granting as collateral as your primary residence.
These loans are 15-year draw periods, followed by a 15-year repayment period.
Monthly payment of principal and interest.

Home Equity Loan Rates

New Home

Home Equity Term Loans

Home Equity

Our Home Equity term loan program is a great way to put your home to work for you when you’re looking to borrow a more considerable amount without any out-of-pocket expenses. We offer many flexible terms, with NO FEES! And best of all, the rates are FIXED for the life of the loan!

Good to know:

We lend up to 80% of the property value, minus any existing mortgage balance.
The underwriting/approval/closing process has a quick turnaround time.
You must reside in the home you’re granting as collateral as your primary residence.

Home Equity Loan Rates