Individual Retirement Accounts
Individual Retirement Accounts (IRAs) are a smart way to save for the future even if you have a 401K, other pension plans, or retirement investments. As an individual wage earner, you may contribute annually into an IRA. Depending on your earnings, you may be able to deduct a portion of your contribution from the current year's tax return.
All IRA dividends are tax deferred, even if they are not tax deductible. IRA funds are insured up to $250,000 over and above the NCUA insurance covering other funds on deposit at the credit union.
The credit union offers Traditional IRAs, Education IRAs, and Roth IRAs.
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