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IRAs

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Individual Retirement Accounts

Individual Retirement Accounts (IRAs) are a smart way to save for the future even if you have a 401K, other pension plans, or retirement investments. As an individual wage earner, you may contribute annually into an IRA. Depending on your earnings, you may be able to deduct a portion of your contribution from the current year's tax return.

All IRA dividends are tax deferred, even if they are not tax deductible. IRA funds are insured up to $250,000 over and above the NCUA insurance covering other funds on deposit at the credit union.

The credit union offers Traditional IRAs, Education IRAs, and Roth IRAs.

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Member Rewards

Simply use your Visa® debit and/or credit card anywhere and earn points on purchases. With the CCNCU Member Rewards program you will earn a point for every $2 spent* with your Visa® debit card. Earn a point for every $1 spent* with your Visa® credit card.

Earn even MORE points when you use your Visa® card at participating retailers listed on the CCNCU Member Rewards website.

ID Theft & Scams

New FTC Data Show a Big Jump in Reported Losses to Fraud to $12.5 Billion in 2024

Consumers reported losing the most to investment scams at $5.7 billion

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