Current Loan Specials
5.99% APR* for 48 months
Borrow up to $15,000
November - December 2025
Example: 48 monthly payments of $23.54 per $1,000 borrowed. Rate quoted assumes excellent borrower history. Credit report must have no judgements or unpaid non-medical collections. Must be new money loan; no consolidating credit union loans. Must be eligible for membership . *Annual Percentage Rate
At CCNCU, we understand that the recent government shutdown has brought about unexpected challenges for many of our valued members. We want you to know that you are not alone during this difficult time.
In response to this situation, we are proud to offer a tailored loan relief program designed specifically to meet the unique needs of those affected. Call 309-672-5230 for complete details.
60-day loan at 0% APR (Annual Percentage Rate
- Borrow up to the most recent regular net pay amount at 0% for up to 60 days
- At the end of the 60 days the amount borrowed will be paid in full.
- If the loan cannot be paid in full after 60 days, we will refinance the loan at the appropriate rate based upon credit approval with up to a 24 month term
- Multiple loans may be acquired if the government shutdown prolongs over more than one pay period
- No credit check required for applicants with existing full direct deposit
- Must provide a copy of the most recent paystub
- This loan product applies to all existing federal government employees with proof of loss of pay
- Government agency must fall within CCNCU’s eligible employer group
Skip-A-Pay
- Borrowers have the option to defer their current CCNCU loans (excluding Credit Card and Home Equity loans) until pay resume.
- To qualify for skip-a-pay, all accounts must be in good standing.
- Borrowers are required to complete and sign a skip-a-pay form.
Please check back for upcoming loan specials!
Loan Applications
CCNCU offers convenient online loan applications for a variety of products. Choose your loan below to get started!
Buying a Car?
Don’t Buy a Car without CARFAX!
Order a CARFAX Vehicle History Report ...your best protection against buying a used car with costly, hidden problems. CARFAX searches its nationwide database and provides a detailed report in seconds.
NADA Blue Book
The National Automobile Dealers Association gives vehicle pricing and information.
CCNCU financing is now available at these select Central Illinois Area Dealerships:
- Autohaus of Peoria
- BMW of Bloomington
- Bob Grimm Chevrolet - Morton
- Bob Lindsay Acura - Peoria
- Bob Lindsay Honda - Peoria
- Bob Ridings Westown Ford Lincoln - Jacksonville
- Car Wise Peoria
- Ford of Galesburg
- Fort's Toyota of Pekin
- Gallery Ford of Pekin
- Green Chevrolet - Peoria
- Green Dodge Kia Mitsusbishi - Springfield
- Heller Chevrolet GMC - El Paso
- Heller Motors - Pontiac
- Jaguar/Landrover of Peoria
- Landmark Chrysler Jeep - Springfield
- Lighthouse Buick GMC - Morton
- Mangold Ford - Eureka
- Mike Miller Auto Park - Peoria
- Mike Murphy Ford - Morton
- Nissan of Galesburg
- O'Brien Lexus - Peoria
- O'Brien Toyota - Peoria
- Ray Dennison Buick GMC - Pekin
- Ray Dennison Chevrolet - Pekin
- Riverside Chevrolet - Chillicothe
- Roanoke Ford - Roanoke
- Roanoke Motor Company - Roanoke
- Sam Leman Chevrolet Buick - Eureka
- Sam Leman Chevy City - Bloomington
- Sam Leman Chrysler Jeep Dodge - Bloomington
- Sam Leman Chrysler Jeep Dodge - Morton
- Sam Leman Jeep Dodge - Peoria
- Sam Leman Ford - Bloomington
- Sam Leman Toyota - Bloomington
- Scherer Lincoln Volvo - Peoria
- Scherer Mazda - Peoria
- Uftring Chevrolet - Washington
- Uftring Chrysler Dodge Jeep Ram - Pekin
- Uftring Ford - East Peoria
- Uftring Nissan - Peoria
- Uftring Weston Chevrolet - Peoria
- Woodrum Toyota - Macomb
- Yemm Chevrolet - Galesburg
Credit Reports
TransUnion
Equifax
Experian
Report Fraud:
1-800-680-7289
Order a credit report:
1-800-916-8800
TDD: 1-877-553-7803
Fax: 1-714-447-6034
Email: fvad@tranunion.com
Or Write:
Fraud Victim Assistance Department
P.O. Box 6790
Fullerton, CA 92834
Report Fraud:
1-800-525-6285
Order a credit report:
1-888-836-6351
TDD: 1-800-255-0056
Or Write:
Equifax
P.O. Box 740241
Atlanta, GA 30374-0241
Report Fraud:
1-888-397-3742
Order a credit report:
1-888-397-3742
TDD: 1-800-255-0056
Or Write:
Experian
P.O. Box 1017
Allen, TX 75013-0949
- Secure personal information in your home.
- Inquire about security procedures at your workplace and other institutions that collect your personal information. Who has access to the information, is it handled securely, how it is disposed of, and is it shared with anyone else. And, ask how your information can be kept confidential.
- Don't give out any personal information unless you initiate contact. Be sure who you are dealing with before releasing any information on the phone, through the mail or on the Internet.
- Keep your purse or wallet in a safe place at work.
- Be cautious when responding to promotions. There are many scams that coax you into releasing your personal information.
Your Home Can Help Build Your Future.
A Home Equity loan can help pay for life's big expenses such as home improvements, college expenses or even debt consolidation. CCNCU offers two types of Home Equity loans to fit any purpose.
Closed End Home Equity Loan & Home Equity Line of Credit
- No closing costs
- Flexible payment options
- Interest may be tax deductible