Loans

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Current Loan Specials

                                                                                                                      

 

home equity                                                                                                                                                                                                                                                          

DREAM BIG with a HOME EQUITY!

4.00% APR* on Closed End Home Equity Loans
120 Month Term & No Closing Costs
Contact the loan department at (800)274-0209 or email lending@ccncu.com

*Annual Percentage Rate (APR). 120 monthly payments of $10.10 per $1,000.00 borrowed.
The closing costs are paid by the credit union which include an appraisal fee, title search fee, flood determination, and mortgage recording fee totaling $600.00. Taxes and Insurance are not included in the payment. A late fee of $2.50 or 2 1/2% of your payment will be charged if your payment is 5 days late. The minimum required equity is $10,000.00. The maximum loan value is 100% of the appraised value minus the your first mortgage.
                                                                                                                      bucks                                         

 Need Holiday Bucks?!

Borrow up to $15,000 at
4.99% APR* for 60 months
November through December
Contact the loan department at (800)274-0209 or email lending@ccncu.com


Example: 60 monthly payments of $18.91 per $1,000 borrowed. Rate quoted assumes excellent borrower history. Credit report must have no bankruptcies, judgements or non-paid medical collections. Must be new money loan; no consolidating credit union loans. Must be eligible for membership. *Annual Percentage Rate
 

 

   

Upcoming Loan Specials

                                                                                                                                                                 

 

 balance transfer 2022                                                                                            

Visa Credit Card Balance Transfer
0% Interest for 12 months 

January - February 2022
Contact the loan department at (800)274-0209 or email lending@ccncu.com
for complete details


          Balance transfers completed 1/1/22 through 2/28/22 will receive 0% promotional APR* for the first 12 months from the date of the first transfer. After the promotion time frame expires all remaining balances will  migrate back to standard APR* applicable on you account. Contact the credit union for complete details.  APR*= Annual Percentage Rate

 

 

Loan Applications

CCNCU offers convenient online loan applications for a variety of products. Choose your loan below to get started!

 Personal Loan

 Home Equity

 New Auto

 Used Auto

 Recreational Vehicle

 VISA Card

 Student Loans

 

Buying a Car?

Resources

Don’t Buy a Car without CARFAX!

Logo-Carfax

Order a CARFAX Vehicle History Report ...your best protection against buying a used car with costly, hidden problems. CARFAX searches its nationwide database and provides a detailed report in seconds.

Order a CARFAX Report

NADA Blue Book

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The National Automobile Dealers Association gives vehicle pricing and information.

Get pricing from NADA

Dealerships

CCNCU financing is now available at these select Central Illinois Area Dealerships:

  • Autohaus of Peoria
  • BMW of Bloomington
  • Bob Grimm Chevrolet - Morton
  • Bob Lindsay Acura - Peoria
  • Bob Lindsay Honda - Peoria
  • Bob Ridings Westown Ford Lincoln - Jacksonville
  • Car Wise Peoria
  • Fort's Toyota of Pekin
  • Galesburg Nissan
  • Green Chevrolet - Peoria
  • Green Dodge Kia Mitsusbishi - Springfield
  • Green Ford - Peoria
  • Jaguar/Landrover of Peoria
  • Landmark Chrysler Jeep - Springfield
  • Lighthouse Buick GMC - Morton
  • Lincoln Chrysler Dodge Jeep - Lincoln 
  • Mangold Ford - Eureka
  • Mike Miller Auto Park - Peoria
  • Mike Murphy Ford - Morton
  • O'Brien Lexus - Peoria
  • O'Brien Toyota - Peoria
  • Ray Dennison Chevrolet - Pekin
  • Riverside Chevrolet - Chillicothe
  • Roanoke Ford - Roanoke
  • Sam Leman Chevrolet Buick - Eureka
  • Sam Leman Chevy City - Bloomington
  • Sam Leman Chrysler Jeep Dodge - Bloomington
  • Sam Leman Chrysler Jeep Dodge - Morton
  • Sam Leman Chrysler Jeep Dodge - Peoria
  • Sam Leman Ford - Bloomington
  • Sam Leman Toyota - Bloomington
  • Scherer Lincoln Volvo - Peoria
  • Scherer Mazda - Peoria
  • Uftring Chevrolet - Washington
  • Uftring Chrysler Dodge Jeep Ram - Pekin
  • Uftring Ford - East Peoria
  • Uftring Nissan - Peoria
  • Uftring Weston Chevrolet - Peoria
  • Velda Cadillac Buick GMC - Pekin
  • Velde Ford - Pekin
  • Yemm Ford - Galesburg
  • Yemm Chevrolet - Galesburg

Credit Reports

Credit Reporting Agencies

TransUnion

 www.tuc.com

Report Fraud:
1-800-680-7289
Order a credit report:
1-800-916-8800

TDD: 1-877-553-7803
Fax: 1-714-447-6034

Email: fvad@tranunion.com

Or Write:
Fraud Victim Assistance Department
P.O. Box 6790
Fullerton, CA 92834

Equifax

 www.equifax.com

Report Fraud:
1-800-525-6285
Order a credit report:
1-888-836-6351

TDD: 1-800-255-0056

Or Write:
Equifax
P.O. Box 740241
Atlanta, GA 30374-0241

Experian

 www.experian.com

Report Fraud:
1-888-397-3742
Order a credit report:
1-888-397-3742

TDD: 1-800-255-0056

Or Write:
Experian
P.O. Box 1017
Allen, TX 75013-0949

 

Keep your credit safe

  • Secure personal information in your home.
  • Inquire about security procedures at your workplace and other institutions that collect your personal information. Who has access to the information, is it handled securely, how it is disposed of, and is it shared with anyone else. And, ask how your information can be kept confidential.
  • Don't give out any personal information unless you initiate contact. Be sure who you are dealing with before releasing any information on the phone, through the mail or on the Internet.
  • Keep your purse or wallet in a safe place at work.
  • Be cautious when responding to promotions. There are many scams that coax you into releasing your personal information.

 

Get Your Free Credit Report

Smart Option Student Loan®

Get the money you need for school.

  • Competitive interest rates
  • 3 repayment options
  • No origination fee

Get Started on Your Student Loan

 

 

 

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