Share Rates

Effective as of: January 1, 2024

 Loan Rates

Shares

 

Tiering Method A. Under this method, an institution pays on the full balance in the account the stated interest rate that corresponds to the applicable deposit tier.

Balance ($5 minimum)

Dividend Rate

APY*

Share Savings

$5 - $1,000

.60%

.60%

$1,000.01 - $10,000

.65%

.65%

Over $10,000

.70%

.70%

 

Balance

Dividend Rate

APY*

Club Accounts

Up to $1,000

.60%

.60%

$1,000.01 - $10,000

.65%

.65%

Over $10,000

.70%

.70%

 

Balance

Dividend Rate

APY*

Share Draft

Up to $2,500

.30%

.30%

$2,500.01 - $5,000

.35%

.35%

$5,000.01 - $10,000

.40%

.40%

Over $10,000

.45%

.45%

 

Balance

Dividend Rate

APY*

Money Market

$25 - $2500

.65%

.65%

$2,500.01 - $25,000

1.35%

1.36%

$25,000.01 - $50,000

1.40%

1.41%

Over $50,000

1.50%

1.51%

 

Balance ($25 minimum)

Dividend Rate

APY*

Daily IRA and Daily HSA

$25 - $2,500

.65%

.65%

$2,500.01 - $25,000

1.35%

1.36%

$25,000.01 - $50,000

1.40%

1.41%

Over $50,000

1.50%

1.51%

 

 

Share Certificates, Traditional, Roth, Educational IRA's

 

Term ($500 Minimum Balance for all)

Dividend Rate

APY*

6 Month

4.60%

4.70%

6 Renewal

4.85%

4.96%

12 Month

4.45%

4.54%

12 Renewal

4.70%

4.80%

18 Month

3.95%

4.02%

18 Renewal

4.20%

4.28%

24 Month

3.95%

4.02%

24 Renewal

4.20%

4.28%

30 Month

3.95%

 4.02%

30 Renewal

 4.20%

4.28%

36 Month

 3.95%

 4.02%

36 Renewal

 4.20%

4.28%

All Certificates/IRA Accounts are subject to a penalty for early withdrawal. Dividends on all Certificates/IRA Accounts are paid monthly.

 

 *APY is Annual Percentage Yield. Rate may change after the account is opened. Rate applies to entire balance. Fees could reduce earnings on the account.

 

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