Shares
|
Tiering Method A. Under this method, an institution pays on the full balance in the account the stated interest rate that corresponds to the applicable deposit tier.
|
Balance ($5 minimum)
|
Dividend Rate
|
APY*
|
|---|
Share Savings
|
$5 - $1,000
|
.60%
|
.60%
|
|
$1,000.01 - $10,000
|
.65%
|
.65%
|
|
Over $10,000
|
.70%
|
.70%
|
|
Balance
|
Dividend Rate
|
APY*
|
|---|
Club Accounts
|
Up to $1,000
|
.60%
|
.60%
|
|
$1,000.01 - $10,000
|
.65%
|
.65%
|
|
Over $10,000
|
.70%
|
.70%
|
|
Balance
|
Dividend Rate
|
APY*
|
|---|
Share Draft
|
Up to $2,500
|
.30%
|
.30%
|
|
$2,500.01 - $5,000
|
.35%
|
.35%
|
|
$5,000.01 - $10,000
|
.40%
|
.40%
|
|
Over $10,000
|
.45%
|
.45%
|
|
Balance
|
Dividend Rate
|
APY*
|
|---|
Money Market
|
$25 - $2500
|
.65%
|
.65%
|
|
$2,500.01 - $25,000
|
1.10%
|
1.11%
|
|
$25,000.01 - $50,000
|
1.15%
|
1.16%
|
|
Over $50,000
|
1.25%
|
1.26%
|
|
Balance ($25 minimum)
|
Dividend Rate
|
APY*
|
|---|
Daily IRA and Daily HSA
|
$25 - $2,500
|
.65%
|
.65%
|
|
$2,500.01 - $25,000
|
1.10%
|
1.11%
|
|
$25,000.01 - $50,000
|
1.15%
|
1.16%
|
|
Over $50,000
|
1.25%
|
1.26%
|
|
Share Certificates, Traditional, Roth, Educational IRA's
|
|
Term ($500 Minimum Balance for all)
|
Dividend Rate
|
APY*
|
|---|
|
6 Month
|
3.00%
|
3.04%
|
|
6 Renewal
|
3.50%
|
3.56%
|
|
12 Month
|
3.25%
|
3.30%
|
|
12 Renewal
|
3.75%
|
3.82%
|
|
18 Month
|
3.45%
|
3.51%
|
|
18 Renewal
|
3.85%
|
3.92%
|
|
24 Month
|
3.55%
|
3.61%
|
|
24 Renewal
|
3.90%
|
3.97%
|
|
30 Month
|
3.65%
|
3.71%
|
|
30 Renewal
|
3.95%
|
4.02%
|
| 36 Month |
3.75%
|
3.82%
|
| 36 Renewal |
4.00%
|
4.07%
|
All Certificates/IRA Accounts are subject to a penalty for early withdrawal. Dividends on all Certificates/IRA Accounts are paid monthly.
|
*APY is Annual Percentage Yield. Rate may change after the account is opened. Rate applies to entire balance. Fees could reduce earnings on the account.
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